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November 2015
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D / K / O / W
Dear Subscriber,

Vehicle accidents are an unfortunate reality in America. While injuries and deaths have been on the decline for several years, the trend has reversed this year. Be prepared to protect your interests if you or a loved one are involved in a crash.

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Protect Your Interests

First 10 Minutes, First 10 Hours After a Road Accident

The key to keeping it together after a crash is to prepare before an accident occurs. Start by assembling an accident kit for your car, and keep it in your trunk. Include basic medical supplies, a pen and paper for notes, a disposable camera, and medical alert cards for any family member with allergies or other medical conditions. Order our free 10 Minutes, 10 Hours wallet card here and keep one in your wallet, handbag or glove box. Or download and print What to Do When You Are Involved in a Car Crash from the National Safety Council. Then:

First 10 Minutes ...

Triangle Keep an accident kit on board, including warning reflectors.
  1. Stay calm – assess the health and safety of your passengers before you do anything else.
  2. Call 9-1-1 immediately if you or anyone else in your car is injured.
  3. Get out of harm’s way – if property damage is minor and you can do so safely, move cars and people out of traffic.
  4. Turn hazard lights on to warn other drivers.
  5. Exit your vehicle safely and check on the drivers and passengers in other vehicles for injuries. Make sure help is on the way, if necessary.
  6. Call police even if the accident is minor and there are no injuries. Don’t leave until they arrive.
  7. Be polite, don’t blame others, and don’t admit fault.
  8. Take pictures if you have a camera and if it’s safe to do so (remember your cell phone camera).
  9. Exchange information with other drivers: name, address, phone number, license plate number, driver’s license number and insurance company details.
  10. Ask witnesses for names, phone numbers and addresses.

First 10 Hours ...

Triangle Record details about the
accident ASAP.
  1. Secure vehicle for transport; remove valuables or other personal items.
  2. Seek medical attention as soon as possible if you were injured, even if you think your injuries are minor.
  3. Write notes for your records on everything about the accident, including weather, time, location, statements made, etc.
  4. Contact your insurance agent.
  5. Revisit the accident scene and take photos. Look for skid marks or anything else that seems important.
  6. Photograph your injuries if they are visible.
  7. Obtain police reports as soon as they are available.
  8. Evaluate damage to your car and get repair estimates.
  9. Contact your employer if you cannot work.
  10. Contact your attorney …
  • If you are injured and/or there is extensive property damage;
  • Before providing any information to an adjustor from another driver’s insurance company;
  • If anyone is pressuring you into a quick settlement; and,
  • Before the time period allowed for filing a claim (called the statute of limitations) expires.

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10 Hours
Wallet Card

Make sure important information is handy when you need it with our free 10 Minutes, 10 Hours wallet card on what to do after a vehicle accident. Perfect for your wallet, handbag or glove box.

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