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June 2012
Pacific Arts Plaza, 675 Anton Boulevard, First Floor
Costa Mesa, CA 92626
Dear Rachel,

Welcome to our client and friends’ newsletter, “You Should Know.” Each month we will send you information you can use to protect yourself and your family. Thank you from everyone at Howard Law, PC.


Vincent D. Howard
Managing Shareholder

Social Security Disability Income & Supplemental Security Income
According to the State of California Employment Development Department, an estimated 5.9 million Californians have a disability. Those who are disabled and cannot work may be able to get benefits from the social security administration (SSA). There are two different programs available for those with long-term disabilities. Although the basic requirements for SSI and SSDI are different, each program has the same definition of disabled and has strict limits on when a person is considered disabled enough to receive benefits. Those who suffer from physical disabilities may be eligible for benefits Continue reading.

Safety and Insurance Tips for Riders

America – Land of the Free and Home of the Motorcycle

Forced Injustice
Novice or pro ... 
Consider enrolling in a Motorcycle Safety Foundation Rider Course. Learn more.

Americans love motorcycles: the wide-open road, the sense of freedom, the “Born to Be Wild” spirit of adventure. As summer nears and warm weather beckons, you too might be thinking about a biking adventure. You won't be alone. According to numerous government and industry sources, motorcycle ridership in the United States is at an all-time high. But while crash fatalities involving cars and light trucks are at an all-time low, motorcycle deaths nearly doubled from 1998 to 2010. No doubt motorcycling is exhilarating, but before climbing aboard You Should Know more about motorcycle safety.

Ride on ...

Motorcycle ridership is at an all-time high in the United States with more than 8 million registered motorcycles on the roads in 2010.

Source: State Motor-Vehicle Registrations, U.S. Department
of Transportation
Motorcycle helmets saved 1,829 lives in 2008. An estimated 823 lives could have been saved if all motorcyclists had been wearing helmets.

Source: Motorcycle Facts (download), National Highway Traffic Safety Administration
Per vehicle mile traveled in 2009, motorcyclists were 25 times more likely to die in a crash than the occupant of an automobile.

Source: Motorcycle Q&A, Insurance Institute for
Highway Safety

Agencies Provide Extensive Motorcycle Safety Resources

Check out Motorcycle Safety at the Centers for Disease Control and Prevention for background information, the motorcycle safety guide and state-by-state fact sheets. Also visit Motorcycles at the National Highway Traffic Safety Administration for the studies, free brochures and the latest public safety campaign material.

Motorcycle Safety Foundation Encourages Rider Courses

The Motorcycle Safety Foundation offers a wide range of training courses for motorcyclists of all skill and experience levels. Review the course list, or take the interactive Motorcycle Challenge.

Make Sure You Are Adequately Insured

All 50 states require minimum insurance coverage to operate a motorcycle. Be aware, however, that the minimums may not adequately protect you in a serious accident. Read this overview from the Insurance Information Institute, and review this state-by-state listing of minimum requirements.

What Do You Think?

Tell us what’s on your mind when it comes to everything motorcycles, and you could win a free iPod shuffle!

Visit now

Riding with a Pro

Thad Heimendinge has seen it all as a professional rider and owner of a motorcycle escort service. He shares the safety advice he gives his riders.

Listen now

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