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March 2016
Sherry Foley & Tim Foley
Appellate Practice, Estate Planning & Administration, Education and Commercial Litigation
Personal, Professional, Experienced Legal Services
Dear Tim,

Medical care and other expenses following a car accident have skyrocketed. Unfortunately too many people find out the hard way that they don't have sufficient insurance coverage. Use these tips to start a review of your policy protections.

Heartfelt Good Wishes and a Laugh Along the Way
The holidays can get a little stressful at times. So here are a few holiday quips we hope will make you smile:

I stopped believing in Santa Claus when I was six. Mother took me to see him in a department store and he asked for my autograph. — Shirley Temple

You know you're getting older, when Santa starts looking younger. — Robert Paul

A New Year's resolution is something that goes in one Year and out the other. — Author Unknown

Of course our thoughts turn toward those who have made our success possible – you! It is in this spirit that we say thank you and best wishes for the Holidays!

10 Tips for Reviewing Your Policy

Will Your Auto Insurance Be There When It Matters Most?

Chances are one in 50 you will be involved in a car accident this year… or almost guaranteed during your lifetime. You will then dig out that annoying auto insurance renewal statement you’ve been ignoring every year, confident that you have “full coverage.”

But that’s when many people realize that the “full coverage” they thought they had can still leave them exposed to runaway medical bills, lost wages or even the expenses of another party.

Before the odds catch up to you, you should know if you are covered and how best to choose a policy that will protect you when it matters most.

Better read more here.


1 in 10

According to a 2014 study by the Insurance Information Institute, an estimated one in 10 New Jersey drivers were uninsured in 2012.


Paying your insurance premiums annually or semi-annually can save you up to 20 percent on your car insurance, versus paying monthly.


The average cost of auto insurance premiums in New Jersey is $1,220, making it the most expensive state in the nation to own car insurance.


Types of Car InsuranceUnderstanding Car Insurance Coverage

An illustrated guide to all of the possible ways you can protect yourself while choosing auto insurance coverage. View video.

Underinsured Drivers

Protect Yourself Against Uninsured Motorists

Uninsured or underinsured motorist coverage can safeguard you from skyrocketing bills. Watch this video for a better understanding of this coverage. View video.

Teen Insurance CostsCutting Teen Car Insurance Costs

Adding a teen driver to your policy can increase your premiums on average by 90 percent. Here are some ways to save without compromising your teen’s coverage. View video.

Food Safety and Civil Justice

Millions of people in America fall victim to foodborne illnesses every year that could have been prevented as outlined in this revealing new report from the American Association for Justice.

Read here

Being Loyal Can Cost You

An NPR investigation uncovered “price optimization,” a research tool used by insurance companies to increase rates for long-time customers.

Listen now

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